Description

Annuities

How prepared are you for retirement? Financial experts agree that youll need a good portion of your pre-retirement income to maintain a comfortable retirement. Social Security and a company pension can help, but for many people retirement income comes from personal savings.

Annuities have two major advantages for helping build financial security:

* Your earnings accumulate on an income tax-deferred basis, so your retirement fund grows faster.
* You choose from a variety of payout options, including a secure and steady income stream that you cannot outlive.

Let Bankers help you build a better retirement with tax-deferred saving now and lifetime income later. Our annuities offer competitive interest rates, withdrawal privileges and guaranteed return of principal. Choose from a variety of fixed annuities:

* Deferred annuities - tax deferral speeds the growth of your money
1. Flexible premium annuities - you can add money to your annuity at any time
2. Single premium annuities - if you are looking for a secure option for investing a lump sum
* Immediate annuities - if you wish to convert accumulated wealth into a guaranteed income that begins right away
* Fixed indexed annuities - combine the safety of a fixed interest rate with the performance of the stock market

Annuities can be used to fund IRAs, including the popular Roth IRA. You can also transfer or rollover an existing annuity, 401(k), 403(b) or pension plan into an annuity.